Of course, the obvious solution is to stop creating what we use for money as a negative number owed to privately-owned banks, and have government create debt-free money for the direct payment of public goods and services. A preliminary cost-benefit analysis shows each and every US household would near-instantly achieve millionaire status with this upgrade.
But college students must pass the Emperor’s New Clothes test before escaping their asset-hole banksters (as must American civics students of all ages). Our condition:
Class of 2015 students average $35,000 in debt, with the total for 2015 graduates nearly $70 billion: more than ten times the amount from just 20 years ago. The average time to pay this debt is now 15 years (almost age 40).