Gun Control by Proxy: Insurance Companies Vow to Drop Schools if Teachers Carry Concealed Under New Law

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Have gun control proponents figured out a new way to make sure that our children are not protected in schools?

As Kansas passes a state law that will allow certain teachers and other employees to carry guns, the insurance company that covers most of the schools has said they will refuse to indemnify the facilities that to allow concealed carry permit holders to have weapons at school. Because of this, the state’s school board association has urged the schools NOT to take advantage of the new law.

EMC Insurance Companies, the state’s main insurer of schools, won’t insure districts with armed employees under the new law, which takes effect July 1. Districts already insured by EMC wouldn’t have their policies renewed.

“We understand that school districts have every right to decide which way they want to go,” Bernie Zalaznik, EMC’s resident vice president in Wichita, said Monday. “But we have to make the decision based on what we perceive to be our best financial interest.”

The insurance companies justify this questionable new policy as a business decision rather than a political statement:

EMC, which Zalaznik estimated insures about 90 percent of Kansas’ 286 school districts, has issued a letter to its agents around the state, explaining that concealed carry would pose too great a risk.

“We are making this underwriting decision simply to protect the financial security of our company,” said the May 15 letter, which can be viewed in full on The Topeka Capital-Journal’s website.

Zalaznik and the Kansas Association of School Boards said some school districts have been showing interest in letting employees carry firearms. Currently, only law enforcement officers can carry guns on school property.

Zalaznik said he had heard directly from or indirectly of about five or six districts seeking information on allowing guns in schools. David Shriver, director of the school board association’s insurance program, said about a dozen districts around the state, mostly small ones, had called and expressed interest.

The school board association is advising all districts against taking advantage of the new law.

Shriver said two other insurers of districts, Wright Specialty Insurance and Continental Western Group, also have decided either not to cover liabilities related to concealed firearms or not to insure such districts at all. (source)

Heaven forbid that another act of violence should take place at a school anywhere, but if it should occur in one of the schools that has been barred against allowing the staff to protect children, particularly when the state law says that they can, the magnitude of the resultant lawsuit should make all of the number-crunching actuaries quake behind their adding machines.

Assess that risk, EMC Insurance Company.

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  • Evie

    One thing people may not have considered is the insurance companies may want to disarm americans or make americans pay high premiums to own firearms.
    Insurance is all about making money and hates paying claims.

  • JR

    This is simple: Do your OWN proxy. Any insurance company that does this, simply inform them that you are taking your business elsewhere. Recall, a lot of these companies have one parent company. Boycott em all, and let others know

  • Insurance companies should not be ale to deny coverage or increase premiums on the basis of perfectly legal, constitutionally-protected activity.

  • RickE.

    Others will try this in health care insurance too. Wait and see.
    Own a gun…very high or no coverage. It’s coming…just a matter of time.

  • Jimbo

    Needless to say if my children were hurt or god forbid worse by a gunman I would sue the shit outta the insurance co. Keep the faith they are trying to demoralize we the people. Don’t fall for the hype keep on plugging along. We have been through worse!

  • I guarantee the insurance company got a call from Eric Holders office.

  • If they actually have to say its not political, it’s political.

  • BubbaT

    The states just need to refuse the companies license to practice. Very simple.

  • legal eagle

    If anything happens at these schools forced to disarm sue the crap out of the insurance company for enabling it to happen. It is provable negligence on their part.

  • agmand

    Of course, this works both ways.
    The moment they do this to ONE school, we should stop doing business with that company, and start canceling policies …

    • Jean

      Cancel PEOPLE, too.
      Starting with the C-levels and board members.

  • profnasty

    Principal and VP could have locked up rifles in their offices. Unless they are women. Then, pepper spray.

  • Heimdall

    If you want to know what goes on behind closed doors at Bilderberg, Council on Foreign Relations, Royal Institute of International Affairs, Trilateral Commission, Skull & Bones, and all of the other organized crime organization to which the subhumans belong, look at the patterns, the actual results of their planning. What it really amounts to is a constant drive to:

    -amass and consolidate more and more power, globalized power
    -attack the Northwestern European descended western peoples, they stand in the way
    -disarm populace
    -sicken and kill the populace

    As you well know, the insurance companies know what is and is not dangerous and so I guarantee that they know that a gun free zone is actually far more dangerous than one in which responsible citizens are armed. Therefore, it is obvious that refusing insurance to a safer school works against their best interests and the interests of their shareholders. This is some of the immense evidence right before your eyes that you see everyday that shows that money making is not always the priority for the elitist organized criminals.


    All police officers and intelligence personnel who support the organized crime cabals are also criminals.

  • Andy

    This goes hand in hand with Boobama care,the insurance companies must have been behind pushing down our throats,because they will be the main beneficiaries,under it.Guess who mainly owns insurance companies,the banks!Remember folks there is a bill in both houses to require gun owners to buy liability insurance,the politicians that are in the insurance companies pocket are the ones pushing this,so who benefits there.Be prepared and ready.Keep your powder dry.