Bend Over and Cough: Some Insurance Rates to Quadruple with Obama’s “Good Deal” on Healthcare

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Top Tier Gear USA


When you live in a fancy house paid for by taxpayers, go on dozens of luxury vacations per year paid for by taxpayers, and have armies of servants cooking for you, cleaning for you, and protecting you (also paid for by…you guessed it – the taxpayers), I think it’s fair to say your perception on a “good deal” might be a little bit skewed.

President Obama feels that the new premiums based on the Affordable Care Act (Obamacare to the masses) are quite reasonable. A positive benefit. An absolute boon to the middle class. “You’ve had is an unprecedented effort that you’ve seen ramp up in the past month or so that those who have opposed the idea of universal health care in the first place — and have fought this thing tooth and nail through Congress and through the courts — trying to scare and discourage people from getting a good deal,” Obama said. (source)

However, people have begun finding out how much they’re going to be paying.

And their ideas of  “reasonably priced” seem to differ with that of the President.

One family in Kentucky got an unpleasant surprise when their premiums changed….it went from $333 a month to $965 a month. That’s right. With Obamacare, the family will pay nearly ONE THOUSAND DOLLARS A MONTH for the exact same coverage.

“When I saw the letter when I came home from work, it said ‘your action required, benefit changes, act now.’ Of course, I opened it immediately,” said Andy Mangione.

Andy Mangione told Fox News veteran reporter Jim Angle that nothing had changed about the health of his wife, himself, or their two boys.

“This is a high deductible plan where I’m assuming a lot of risk for my health insurance for my family,” Mangione told Fox News. “And nothing has changed, our boys are healthy—they’re young—my wife is healthy. I’m healthy, nothing in our medical history has changed to warrant a tripling of our premiums.” (source)

Tennessee Senator Lamar Alexander released a report with shockingly high percentage  increases for average citizens of his state:

— Today, a 27-year-old man in Memphis can buy a plan for as low as $41 a month. On the exchange, the lowest state average is $119 a month — a 190 percent increase.

— Today, a 27-year-old woman in Nashville can also buy a plan for as low as $58 a month. On the exchange, the lowest-priced plan in Nashville is $114 a month — a 97 percent increase. Even with a tax subsidy, that plan is $104 a month, almost twice what she could pay today. (source)

A Forbes magazine report shared the same conclusion about the dramatic increase in prices. The state-by-state analysis is a must-read.

Based on a Manhattan Institute analysis of the HHS numbers, Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent. Worst off is North Carolina, which will see individual-market rates triple for women, and quadruple for men. (source)

According to Health and Human Services Secretary Kathleen Sebelius, “For millions of Americans, these new options will finally make health insurance work within their budget.”

The problem is, healthy Americans who rarely use insurance will be obligated to pony up for Americans who are not healthy (some of them from poor lifestyle and nutritional choices). Below is a comparison of the lowest rate through Obamacare with the lowest rate currently available. If you are not eligible for subsidies, here’s what you’ll be paying (per person). (source)

Little Rock
Cedar Rapids
New Orleans
St. Louis
North Carolina
North Dakota
New Hampshire
New Jersey
New Mexico
Oklahoma City
South Carolina
South Dakota
Sioux Falls
Salt Lake
Fairfax County
West Virginia

Sources: Department of Health and Human Services (premiums on exchanges), (current Columbus, Ohio, premium), (all other current premiums) 

Notes: Premiums available on the health-insurance exchanges are for the lowest-priced bronze-level plan in 2014. Current lowest rates are for a nonsmoker, for coverage to begin Oct. 1, 2013, and may cover more limited benefits. Rates in Delaware, New Hampshire and New Jersey are applicable anywhere in the state.

It appears that when Obama says this is “a good deal” what he actually means is that it is “a good deal” for those who have pre-existing conditions that make insurance out of reach, for those who make no money and pay no taxes and will therefore be 100% subsidized, and for the insurance companies who will be raking in the high new premiums. For the rest of us, the average working class moms and dads, it may be the final expense that pushes us out of our homes, causes our financial ruin, and puts us into the poorhouse.

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  • cindy

    Fema camps,here we come….

  • Hammerun

    You have to hand it to the republicans. They let this happen. I have got a feeling the old guard republicans want Obamacare too. This thing is a massive amount of revenue that can be massaged and scraped into other projects. Example; look at our fuel taxes. They are allocated for anything other than transportation projects. The same is going to happen with Obamacare, when it gets short and it can’t pay it’s way, BANG higher taxes and med care payments. Obamas going to be long gone by the time we se the real Obamacare.

    • JohnInFL

      With zero Repub votes on the law, explain your position.

  • Monnie

    Many Rethuglicans secretly want ObamaCare. They love the control, extra tax revenue, and it’s a great pseudo-issue for the fake game of “opposing” Obama & the Dems. As Napolitano has often said, the two parties are just two wings of The One Big Goobermint Party.

  • Nexus789

    A Kafkaesque outcome. Have s single payer system in Australia with the option of private health insurance.

  • I love Ted Cruze

  • mari

    I would like to see the premiums by states, showing which are liberal and which are conservative. It would be very interesting to find out if BO’s need to punish extends to healthcare.

    • javelin

      Interesting point—-I looked for any mention of the 5 most liberal states and not a single one was mentioned on this list—Massachusettes, Maryland, New York, Illinois and California………..hmmmmmm

  • Jesse Tomblin

    Why s it NO ONE has a chart or formula where anyone can find out what it will cost a person based on their stats and not some average that only covers 27 olds and 40 year olds. I am 52 and my wife is 31 plus both of us have pre-existing conditions. So we cannot have an idea of how hard it will hit us. I looked before Obammy care passed and it was $1,400 for us both a month now Obama care is in place the same Insurance is now $1,700 for me alone now. I am retired and disabled but CANNOT get disability or help because we have no children nor can we have any. So we are in that group that has to choose death or prison since we cannot afford Obammy care and we cannot pay a fine either since I do not make even the $1,400 a month before taxes.

  • karl

    Phase II: As more liberals find out they are paying more for less, gubmint Marxists and their media lap dogs will put the blame on private insurance companies, businesses and of course the “1 per centers” and the push for full blown Euro-style socialized health care will begin. Liberals will, of course, welcome this with open arms.

  • Gail

    Why do you say it was the republicans that let this happen? A democrat is in the white house and he was pushing it. He’s the one I don’t trust for direction.

    • Lee

      Par for the course. When your decision comes back to bite you in the butt, continue the blame game.

  • Mike Caprio

    Where do people buy medical insurance for the monthly premiums listed above ??? Checking the reference cited ), I was quoted $595/month for single coverage and $1105/month for family coverage (PS: I’m 60). High = YES but a lot better than the $2600/month that BC-BS of NJ was charging in 2008 !!!

  • TraditionalNaturopath

    Why are you reporting old news? All your sources are from 2013.